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The Social Security tax is capped at an annual income of ______.

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______ means that those brought up in poverty learn how to be poor and work the current system to their benefit and that they choose to remain poor as adults.

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Has welfare reform been a success? Discuss the program's goals and what it intended to accomplish. Can the success or failure of the program be attributed to the welfare reform law? What other issues should be examined?

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Students should discuss the goals of wel...

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Which of the following describes what is known about the effectiveness of the TANF legislation?


A) It has reduced poverty for minorities.
B) It has reduced the number of people receiving welfare but had an unclear impact on numbers in poverty.
C) It led to a consistent decline in the child poverty level.
D) All of these.

E) None of the above
F) A) and D)

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One of the major risks that opponents criticize regarding the proposal to partially privatize Social Security funding is that ______.


A) employers may fail to participate
B) individuals may not make wise investment choices for the money they are responsible to invest
C) too many individuals will participate, leading to a breakdown of the system
D) the federal government will not be able to fund even the smaller portion for which it is responsible

E) A) and B)
F) A) and C)

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The primary goal of all welfare and social security programs is to ______.


A) create higher wage jobs for the poor
B) reduce the number of people living in poverty
C) assist people to obtain adequate and affordable housing
D) reduce unemployment

E) C) and D)
F) All of the above

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Describe two ways that can be used to measure poverty, the new measure that has been proposed, and implications of implementing a new measure of poverty.

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The currently used federal poverty level...

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The welfare reform act of 1996 (Temporary Assistance for Needy Families [TANF]) emphasized ______.


A) personal responsibility and subsidies for the elderly
B) welfare subsidies for families with children and children's health care
C) personal responsibility and work for those receiving subsidies
D) expansion of the federal food assistance programs

E) A) and B)
F) A) and C)

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With the passage of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996, the Aid to Families with Dependent Children program became ______.


A) work for impoverished families
B) welfare to work
C) temporary assistance for needy families
D) subsidy for needy children

E) A) and B)
F) B) and D)

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Privatization of Social Security is one of the major proposals for reform. Privatization refers to ______.


A) the government contracts with private organizations to manage the trust fund
B) private individuals are responsible to monitor the benefits for which they are eligible
C) the federal government subsidizes poor individuals who have worked in the private sector
D) the government provides funds to individuals that they are responsible to invest

E) A) and D)
F) All of the above

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There are approximately ______ people living in poverty in the United States in 2010.


A) 43 million
B) 55 million
C) 60 million
D) 90 million

E) A) and D)
F) B) and C)

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Which statement describes how most welfare programs are financed and implemented?


A) The federal government provides much of the funding and state governments manage the programs.
B) State governments provide funding for the programs that are managed by the federal government.
C) States fund and manage the programs.
D) The federal government funds and manages the programs.

E) A) and B)
F) A) and C)

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Over the past two decades, which statement best describes the income distribution of U.S. citizens?


A) Income has become more equitably distributed.
B) Income has become more concentrated in the hands of fewer wealthy individuals.
C) Income quintiles have declined.
D) The Gini coefficient has declined.

E) None of the above
F) A) and C)

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When it comes to reforming Social Security financing, most objections raised by interest groups on both sides have to do with the evaluative criterion of ______.


A) effectiveness
B) technical feasibility
C) equity
D) buoyancy

E) All of the above
F) A) and B)

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Political perspectives on the root causes of poverty vary. Conservatives tend to see poverty as a result of ______, while liberals are more likely to believe that poverty is the result of ______.


A) personal choice; economic and social conditions outside of one's control
B) welfare programs; a lack of government programs
C) government; corporations
D) a lack of education; a lack of equal opportunity

E) C) and D)
F) All of the above

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Social Security is often referred to as the political ______.

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For 2016, the federal government placed a family of four below the poverty line if its annual income was less than ______ in the 48 contiguous states.


A) 24,300
B) 26,800
C) 30,300
D) 35,000

E) C) and D)
F) A) and B)

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Poverty in the United States came to a head during ______.


A) 1950s
B) 1960s
C) 1970s
D) 1980s

E) A) and D)
F) A) and B)

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Children make up only 25% of the population, but they comprise ______% of the nation's poor. A. 15 B. 35 C. 46 D. 55

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Why has there been such difference of opinion regarding entitlement programs such as Social Security and welfare? Identify which program has been popular and largely successful and which is seen as the opposite and explain the reasons.

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Social Security is perceived as a social...

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